9 ways to manage investment risk




As a result of the Stage 4 Restrictions in Victoria, businesses that have not been accessing JobKeeper support to date may now find themselves eligible using the decline in turnover test on a projected basis. JobKeeper fortnights 9, 10 and 11 fall in the August claim period so eligible businesses should enrol with the ATO…

Having a personal budget is essential to gaining control of your personal finances. Budgeting doesn’t necessarily mean restriction; it frees up your money, so you know exactly what’s available to spend. The top 10 benefits of personal budgeting: Gives you control. Developing your personal budget gives you control over your money. You’ll know how much cash…

Director penalty notices (DPNs) have existed for some years now to recover unpaid PAYG withholding and superannuation. This law means that if a company did not pay PAYGW and superannuation obligations on time, company directors could become personally liable for the amount owing, as well as penalties. The new law started on 1 April 2020…

Many of our clients have been busy ‘firefighting’ and haven’t had a chance to document a clear plan beyond this critical phase. Hopefully the initial shock of going into lockdown is fading and you have capacity to consider what you can do to mitigate the impact of Covid-19 on your family and your team. Your…

What would you do if a family member asked to borrow money – besides the less painful option of beating yourself over the head with a fence paling? You want to help, but you’re right to be wary. It’s a difficult subject that despite everyone’s best intentions, often ends in tears. You’ve worked hard, saved…

Recent law changes have introduced a superannuation guarantee amnesty which will be available for eligible employers who have unpaid super obligations. This means that certain penalties and fees usually charged by the government on late super will be waived for the amnesty period. In addition, late payments made between 24 May 2018 and 7 September…