9 ways to manage investment risk




What are the two methods? Understanding cash and accrual accounting comes down to timing. In a cash-based accounting system you recognise income and expenses when they happen, that is, when the money arrives into or leaves your bank. In an accrual-based accounting system, income is recognised at the date the customer is invoiced and expenses…

As a result of the Stage 4 Restrictions in Victoria, businesses that have not been accessing JobKeeper support to date may now find themselves eligible using the decline in turnover test on a projected basis. JobKeeper fortnights 9, 10 and 11 fall in the August claim period so eligible businesses should enrol with the ATO…
Land transfer duty (commonly known as stamp duty) to be abolished for first-home buyers purchasing a property up to $600,000, and a duty concession for first-home purchasesvalued between $601,000 and $750,000 Expected start date: Applies to contracts entered into from 1 July 2017 $20,000 FHOG to be available for homes built in regional Victoriaup to $750,000 Expected…

Do you sometimes lie awake at night wondering what effect the latest share market “correction” or property “boom” or “bust” is having on your investments? Understanding the differences between the various investment assets will help you enjoy better sleep patterns knowing that a diversified portfolio can be a good way to manage investment risk. Asset…

Personal risk management is a critical foundation stone of any financial plan. The key personal insurances are: Life insurance. This pays a lump sum benefit when you die. Total and permanent disability insurance (TPD). A lump sum is paid if you meet the policy definition of being totally and permanently disabled. Income protection (IP) insurance….

Making time to look over your financial reports each month is an important task for any business owner. If you are not taking the time to do this, either because you’re too busy, or perhaps you don’t really understand what you’re looking at and it doesn’t make sense to you, then here are 6 reasons…